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Wisemonie

Good Morning, Abraham

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Total Balance

₦4,250.00

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Envelopes
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home
Rent
₦1,200
shopping_cart
Groceries
₦350
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person Profile

Budget with clarity.
Spend with purpose.

Stop wondering where your money went. Give every dollar a job with Wisemonie's digital envelope system.

verified_user Bank-level security & encryption
The Problem

Tired of money disappearing?

Traditional apps are confusing. Spreadsheets are tedious. Wisemonie fixes the clarity problem by showing you exactly what's happening.

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Confusing Charts

Hard to read graphs that don't tell you if you can afford dinner tonight.

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Unclear Transactions

Cryptic bank descriptions leaving you wondering "Where did it go?"

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Month-end Panic

Running out of cash before payday because you overspent early.

The Solution

Envelope Budgeting for the Digital Age

Clear transaction direction and internal money movement. Sort your income into digital envelopes immediately.

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Allocate Instantly

Split your paycheck into Rent, Groceries, and Fun instantly.

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Spend Fearlessly

Check your "Dining Out" envelope, not your total bank balance.

My Envelopes more_horiz
home
Rent ₦1,200
shopping_cart
Groceries ₦350
flight
Vacation ₦80

Key Features

Everything you need to take full control of your financial life.

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Smart Envelopes

Create unlimited envelopes for every savings goal.

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Allocations

Auto-distribute paychecks by percentage or fixed amount.

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Internal Transfers

Move money between envelopes instantly and freely.

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P2P Payments

Send money to friends directly from specific envelopes.

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Bank Connect

Seamlessly withdraw to your local bank account.

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Clean History

See exactly where money went, no cryptic codes.

How Wisemonie Works

1

Fund Your Wallet

Deposit money into your main Wisemonie account via bank transfer or card.

2

Fill Your Envelopes

Allocate funds to your envelopes. Give every single dollar a specific purpose.

3

Spend with Confidence

Spend directly from envelopes. If the envelope is empty, stop spending or move money.

Why trust Wisemonie?

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Secure

Your data is encrypted with 256-bit AES protection.

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Transparent

No hidden fees. You see exactly where every penny goes.

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Intuitive

Designed for humans, not accountants.

Start Budgeting Today

Join thousands of users who have stopped wondering where their money went.

Available on iOS and Android.