1
Money comes in
Add your salary, allowance, freelance income, or monthly inflow.
HOW IT WORKS
A simple flow for controlled spending.
wisemonie turns your income into a clear plan, then helps you spend with structure instead of guessing from one account balance.
2
Protect essentials
Set aside money for food, transport, bills, savings, rent, and emergencies.
3
Set your rules
Choose how much can be spent, when money can be used, and what should stay protected.
4
Spend with confidence.
Spend money directly from the right envelope based on what works for you and stay aware of what remains.