Regulated infrastructure
Your funds sit with our licensed partner, Rubies Microfinance Bank, under CBN regulation. We don't hold your money. We provide the plan layer: envelopes, rules, and timing.
TRUST & SECURITY
Secure by design. Controlled by you.
Wisemonie is built around clear rules, transparent money movement, and regulated banking infrastructure.
User-controlled rules
Every lock, limit, and release is something you set, not something we impose. Change it when your plan changes.
Transparent fees
Any transaction fees show clearly before you confirm. No surprise charges.